Best eCheck online casinos in 2025

Our team has tested more than 25 eCheck casinos, and we can now share the details of the very best. As you read on, you’ll discover the top brands as well as details of bonuses, apps, and more. 

What is eCheck?

Image about What is eCheck?

An eCheck is an electronic version of a paper cheque. It moves money directly from a bank account to a merchant. The payment is authorised through the use of account and routing numbers. The bank verifies funds before releasing them.

eChecks are one of many online casino payment options and are used in casinos for both deposits and withdrawals.

Are eChecks safe to use at online casinos?

Yes, eChecks are entirely safe to use at online casinos. That’s because they use the same sort of security measures as traditional bank transfers. Key protection measures include:

  • Encryption on all online transactions
  • Bank-level fraud protection and monitoring
  • Two-factor authentication for online banking access
  • Identity verification before funds are released

As payments move through regulated banks, players can enjoy the benefits of strict compliance standards. This means that eChecks are one of the most secure ways to transfer money to and from an online casino.

How to create an eCheck account

eChecks are not a separate service: they are a feature of an existing bank account that you may have. To use them, you need to set up digital cheque payments through your bank and provide the required details to merchants. Here’s a look at the step-by-step process:

  1. Open an account at a bank that supports eCheck services
  2. Enrol in your bank’s online or mobile banking service
  3. If not already enabled, request activation of eCheck or ACH (Automated Clearing House) payments
  4. Obtain your bank account and routing numbers
  5. Confirm your identity with your bank if additional verification is needed
  6. When signing up at a casino, use your account and routing numbers for payments

Best eCheck casino bonuses right now

eCheck online casinos also offer generous welcome bonuses. Here are some of the top deals available today:

New eCheck casinos to explore in 2025

New eCheck casinos often offer bigger bonuses and better mobile usability. Here are some of the latest sites to explore:

Table about New eCheck casinos to explore in 2025
Online casino Launched eCheck support Welcome bonus Licensing
Gamble Zen 2023 Up to $500 + 100 free spins Curacao
Lukki 2024 Up to $4,000 + 300 free spins Curacao
Wildsino 2024 Up to $2,500 Curacao
Wintopia 2023 Up to $4,000 + 400 free spins Curacao
CasinoStars 2024 Up to $300 Curacao

How to deposit using eCheck at online casinos

Depositing with eChecks at online casinos is easy, but it can take longer than using a card or an e-wallet. The process is just like writing a digital cheque, with funds taken directly from your account. Here’s a look at the steps that you’ll need to follow:

  1. Log in to your online casino account
  2. Open the cashier section
  3. Select the eCheck or ACH optio
  4. Enter your bank account number and routing number
  5. Type in how much you want to deposit
  6. Confirm the payment authorisation using your bank’s online verification
  7. The casino then submits the eCheck to its payment processor 
  8. Once approved, the funds reach your casino account

Deposits will usually take 1-3 business days to clear, but you can be sure that this method is one of the most secure around. 

eCheck fees and limits

eChecks don’t usually have any fees when being used at online casinos. However, some banks may add processing charges. Limits tend to be set by individual casinos and the player's bank. Here’s an overview of the key facts:

Table about eCheck fees and limits
Minimum deposit Often $10
Maximum deposit $5,000+
Fees Some banks may charge $1-$3 processing fees
Currency support USD, CAD, EUR, GBP
Country restrictions Common in the US and Canada. Not widely supported in Europe

How to withdraw from a casino using eCheck

Many online casinos allow you to withdraw your winnings with eChecks. The process is straightforward and secure, but can be a little slower than using cards or e-wallets. Here’s a breakdown of the steps to follow:

  1. Log in to your casino account and go to the cashier
  2. Select the withdraw option and choose eCheck from the available options
  3. Enter your bank account and routing numbers if they are not already saved
  4. Enter the withdrawal amount, taking note of the minimum and maximum limits
  5. Confirm the withdrawal request
  6. The casino will review the request and approve it within 24-48 hours
  7. Funds will reach your bank account within 2-5 business days

Mobile casino apps that accept eChecks

eCheck casino sites also allow users to play on the go. This can be done via mobile browser, while some also have dedicated apps. Here’s a look at just some of the best mobile apps that you can download right now:

Table about Mobile casino apps that accept eChecks
Casino Platform Feature Special offer
Zodiac Casino iOS and Android Focus on Microgaming games 80 free spins
Casino Classic iOS and Android Live casino games Chance to win $1 million jackpot
Golden Tiger Casino iOS and Android Progressive jackpot titles Up to $1,500

Comparing similar banking options

eChecks work like a digital version of paper cheques. They offer bank-level security, but processing times are slower when compared to some other options. Here’s a look at how they stack up against other popular options:

Table about Comparing similar banking options
Feature eCheck Bank transfer Visa Skrill Neteller PayPal
Global reach Mainly US and Canada Worldwide Worldwide 100+ countries 100+ countries 200+ countires
Casino availability Supported at many North American casinos Very common Widely supported Very common Very common Widely supported
Fees Bank may charge $1-$3 N/A N/A Low Low N/A
Withdrawal support
Processing speed for withdrawals 2-5 days 2-7 days 1-3 days Instant Instant Instant
Security features Bank encryption, fraud detection Bank-level encryption 3D secure encryption Encryption and fraud monitoring Encryption and 2FA Encryption, buyer protection 
Limits $10 - $5,000+ $10 - $100,000 $10-$5,000 $10-$10,000 $10-$10,000 $10-$5,000
Currency support USD, CAD, EUR Global currencies 100+ currencies 40+ currencies 20+ currencies 100+ currencies
Mobile use No app App App App App App
KYC

Should I use eChecks at an online casino?

Image about Should I use eChecks at an online casino?

Yes, eChecks are ideal if you want a secure payment method linked directly to your bank account and prefer more traditional options. They suit players who are more concerned about security than speed. If speed matters more, you may want to look at options such as PayPal and Skrill. 

How we rate online casinos that accept eCheck deposits

Our experts rate eCheck casinos according to strict set criteria. This approach means that there is consistency, and we can be sure that we only recommend the best. Here’s a look at the main factors we consider:

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    Deposit and withdrawal performance

    eChecks can take several days to clear, so we check that casinos deliver on these time frames: any further delays would be unacceptable. The best sites clearly show amounts that are pending and provide notifications when funds clear. Both deposits and withdrawals need to be smooth and the process needs to be transparent. 

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    Fees and transparency

    We check whether casinos add extra charges to eCheck deposits or withdrawals. As banks may charge small transaction fees, operators should provide clear information upfront. High-scoring casinos state minimums, maximums, and possible fees directly in the cashier before a player commits to a payment. Any hidden charges or vague terms result in a lower rating.

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    Licensing and security standards

    Casinos must hold a licence from a recognised regulator such as the UK Gambling Commission, Malta Gaming Authority, or a similar body. This ensures eCheck payments are processed under strict anti-money laundering and player protection rules. We also test that SSL encryption is in place to protect banking data. Sites without clear licensing or security measures are not recommended.

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    Fair access to features

    Players using eChecks should have the same access to games, bonuses, and promotions as those using other payment methods. We review whether casinos impose restrictions on welcome offers, wagering requirements, or game selection for eCheck users. Operators that apply fair and equal terms score higher, while those limiting features based on payment choice are marked down.

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    Customer support for payment issues

    Since eCheck transactions can take longer than instant methods, strong customer service is important. We test how quickly support staff respond to questions about pending payments, failed deposits, or delayed withdrawals. The best casinos provide accurate answers through live chat or phone and guide players through any banking queries. Poor or generic responses lower a casino’s rating.

Responsible gambling resources

We want every player to enjoy online casinos safely. If gambling ever stops being fun or becomes difficult to control, these organisations provide confidential support and practical help.

  • Gamblers Anonymous: A worldwide fellowship offering group meetings and peer support for people looking to stop gambling. UK helpline: 0330 094 0322
  • GambleAware: A UK charity providing advice, treatment referrals, and a 24/7 helpline: 0808 8020 133
  • GamCare: Offers live chat, counselling, and resources for people affected by gambling harm. Helpline: 0808 8020 133
  • National Council on Problem Gambling (US): Provides a confidential helpline (1-800-522-4700) and resources for those in the United States
  • ConnexOntario (Canada): Free, confidential helpline and online chat service for Canadians seeking help with gambling, drugs, or mental health. Phone: 1-866-531-2600

FAQ

? Can I use eChecks at any online casino?

No, eChecks are mainly accepted at North American casinos, though some international operators also support them for deposits and withdrawals.

? What are the best online casinos that accept eChecks?

The best options are those that are licensed and feature a great selection of games. These include the likes of Gamble Zen and Lukki.

? Do eCheck deposits take longer than cards or e-wallets?

Yes, deposits with eChecks usually take 1 – 3 business days to clear, while cards and e-wallets often process instantly.

? Are there fees for using eChecks at casinos?

Casinos rarely add fees. However, some banks may charge $1 – $3 per eCheck transaction, depending on the account type.

? What currencies can I use with eChecks?

Most casinos process eChecks in USD or CAD, though some international operators also support EUR and GBP depending on location.

? What is the minimum withdrawal with eChecks?

Most casinos set the minimum withdrawal at $10 – $20, with maximums typically $5,000 or higher, depending on operator rules.

? Are eChecks safer than card payments?

They are equally secure. eChecks use bank-level encryption and fraud checks, while keeping transactions directly tied to your chequing account.

Review Author

Kate Richardson

Kate Richardson

Strategic Betting Analyst: Expert in Developing and Implementing Data-Driven, Profitable Sports Betting Strategies.